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A Chapter 13 repayment plan may help you catch up on overdue debts and protect important property, but can you realistically afford the payments for three to five years?

Your business may have customers coming through the door and revenue coming in, yet debt payments, leases, or creditor demands can consume the cash you need to keep it running. Chapter 11 bankruptcy can make sense when the business itself remains viable, but its current financial obligations are not sustainable.

If you’ve been injured by a defective product, seek medical care, stop using the item, preserve it in its current condition, and document the product, accident, and resulting injuries.

A short sale is often better if you can find a buyer and obtain written forgiveness of the remaining mortgage debt. A deed in lieu of foreclosure may be better when a sale is unlikely, and you need a more direct exit.

If your lender has denied your mortgage modification request, you may feel frustrated, discouraged, and unsure about what to do next. A mortgage modification can provide much-needed relief for homeowners who are struggling to keep up with their monthly payments, but receiving a denial does not necessarily mean you have reached the end of your options.

Student loan debt has become a critical issue for many Americans. For borrowers facing significant financial challenges, income-driven repayment (IDR) plans can serve as a potential lifeline, offering much-needed flexibility in managing payments.

It’s not easy to deal with debt. Expenses can pile up, and the amount you owe creditors can increase swiftly. If you are facing unmanageable debt, filing for bankruptcy can be a useful tool to regain financial stability.

If you are dealing with overwhelming debt or financial instability, it can be challenging to make on-time payments on your mortgage. When you miss payments and fall behind on your mortgage, the bank can often pursue foreclosure in an attempt to seize your home and recoup the outstanding balance on your loan.

Operating a small business is a rewarding endeavor. According to the U.S. Small Business Administration Office of Advocacy, small businesses made up 43.5% of the the country's GDP and employed approximately 45.9% of American workers in 2024.

For active duty military members, balancing the demands of serving your country with managing your personal and financial obligations can be uniquely challenging. Fortunately, the Servicemembers Civil Relief Act (SCRA) provides critical protections to make sure you can focus on your duties without the worry of severe financial repercussions, including foreclosure.