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his article aids both prospective clients, bankruptcy practitioners and others working with clients in determining when a client should or should not file for bankruptcy relief, including the top seven reasons to file and seven reasons not to file bankruptcy.

If you're dealing with overwhelming debt, bankruptcy is a useful tool for discharging most unsecured debts and regaining financial stability. However, bankruptcy is not a quick fix.

The economic instability in the United States has had an immense impact on many Americans' finances. With prices on housing, gas, and groceries skyrocketing, interest rates have also gone up.

There’s nothing easy about dealing with debt problems, but by taking action now, you can start taking steps to rebuild your credit and create a brighter financial future. For many people, this means declaring bankruptcy.

If you’ve been struggling with mounting debt, you know first-hand what a toll this can take on you. However, there are options available to you and one road to addressing your financial problems is to declare bankruptcy. No doubt this is an extremely hard decision to come to, but in many cases, it’s the right choice to make to get yourself back on track.